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Childminders

Accident & Sickness Insurance for Childminders

The financial cost of sickness and accident is easily avoided with Nurseryplan, protect up to 50% of your income before tax or £1,500 per month, whichever is the lesser, for up to 12 months, tax free.

We offer protection that’s flexible with no ‘tie in’ period and various excesses. Benefits are payable after 30 days off work and are payable from day one.

Nurseryplan provides peace of mind and help to pay your bills during difficult times.

Introduce a parent

When you introduce a parent to Nurseryplan we will send you a £20 gift voucher for resources, we can provide you with leaflets to issue to parents. When parents arrange cover online send us an email with their name and postcode and we will send a gift voucher to you.(applies for each parent)

Redundancy, Accident and Sickness insurance for Parents

When parents are faced with involuntary redundancy, accident & sickness you could potentially lose customers and parents lose their childcare place. With protection you keep a customer, parents keep their childcare and children continue to benefit from the education and social development you offer.

Nurseryplan is easy to arrange. Childminders and Parents can follow the "Get a Quote" button for an instant quote and simply apply online.

Protection for Parents - Peace of Mind for Your Business

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Childminders: are you insured for accidents, sickness and unemployment?

In recent years, the demand for childcare has steadily increased. With more parents needing to return to work in order to meet their monthly outgoings, childminders have benefited and have been expanding their client base. However, it is important not to become too complacent where your childminding business is concerned.

Rising unemployment figures could mean that less people are requiring the services of childminders; this in return can have an unsavoury affect on your income. Plus, have you ever considered that in your profession you are particularly susceptible to accidents? How many times have you tripped over a toy or strained your back picking up a child?

What if you have a serious accident at work or become seriously ill?

Many of us take our health for granted, but life is unpredictable; what is your strategy if you are suddenly taken ill or are involved in an accident meaning you are unable to work? How would you pay your mortgage or rent and other overheads?

Being unable to work, whether because you are unwell or unemployed, can be a very stressful and worrying time if you are not properly prepared. It can lead to financial loss and anxiety, which may prolong the recovery of your illness.

Unfortunately, when you are self employed, a spell in hospital due to ill health can mark disaster for your business. If you are unfit for work, you could potentially lose customers to other childminders, depleting your client base and leaving you with long term damage to your business.

By having Unemployment Insurance in place you could avoid being in such a position

ASU (Accident, Sickness, and Unemployment) Insurance for childminders can give you the reassurance you need to know that you will be covered in the event of the unexpected. You will be able to carry on with your day to day life, safe in the knowledge that your everyday financial needs will be taken care of should you not be able to continue working.

By having a mortgage payment protection insurance policy in place, you will have cover to ensure your monthly mortgage premiums are paid whilst you are recovering or looking for further work.

How can Income Protection Insurance help me if I am unable to work?

With unemployment insurance in place, you could receive a good percentage of your normal earnings, tax free, should you be made redundant from your childminding position.

Such a policy is normally much quicker, easier and more reliable to help you with your income than if you were to claim state benefits, which are not always easy to arrange and can often change.

For added security and peace of mind that you will be financially stable in the event of not being able to work, it is well worth considering setting up an adequate accident, sickness and unemployment (ASU) insurance policy to safeguard you and your family against a crisis.